Monday, April 27, 2020

Client Show Tell Maggie Rose Giveaway Discount!

Client Show Tell Maggie Rose Giveaway Discount! One of Maggie office moodboards! Aint it super pretty pants? I just love that print! Yay hooray! Its the very first day of Client Show Tell! While I dont leave for my vacation til later today (off to Niagara Falls to celebrate my Ma-in-laws 65th!), Im busy coachin packin today. Every day this week into next, Ill have a guest post from one of my clients. Aint that amazeballs? I gave them carte blanche to submit whatever they wanted (it is Show Tell, after all), so expect some pretty pictures, a vabulous (like fabulous, but with a v)video, a recommended reading report some decorating designs. I know. My clients are the awesomest. Hi When I Grow Up readers! Im Maggie of interior design and lifestyle blog Maggie Rose where I talk about pretty rooms, gardening tips, my own home projects, and online vintage shop. I also tackle the big, the bad, and the ugly though my e-decorating services an online interior design consulting service that focuses on getting the room that my clients want without spending the big bucks. In fact, because I know a lot of you are either working from home or doing some work from home (in the evenings and on weekends counts too!), I wanted to share my knowledge and offer up one full-service e-decorating guide for a home office space to one of Michelles awesome readers FOR FREE. After all, its hard to get motivated and inspired when the room is too cluttered, disorganized, or painted drab yucky colors with bad lighting (sound familiar?)! A full guide is five pages of decor info, and starts with a review of the space you want to make over. We come up with some awesome inspiration photos and ideas. Then I summarize the plan, show you items and how they should be arranged, and give you a step-by-step guide on how to put it all together (with links for products if you want to buy those exact pieces). So what do you need to enter? A space cant make something out of nothing, but it doesnt have to be a full room! A corner of the living room, a nook in the kitchen, just some space you can dedicate to your creative business (keeping in mind your own personal needs depending on what that business is). You also need to think a little bit about what youre willing to spend. If its close to zero or under $100-200 with all the basics but you need major organization, I can work with that. If youve got a huge budget I can work with that too! But if you dont want to spend anything (or under, say, $75) and you still need a desk, storage, paint, etc then maybe think of how much you would be willing to save up to spend or even if this is the right opportunity for you. Its all about timing! Leave a comment on this post with the phrase My home office needs Maggie! along with your email address and a brief recap of what your working situation is and what you need help with by Tue the 20th at 12p Eastern. Ill follow up with the winner (announced here on the 21st) via email about budget and with a full questionnaire so we can get the process started! And just because you guys are ALL awesome and moving forward on your dreams, Im offering a discount to you for my services for ANY room of your house (minus major kitchen remodels) for only $60 thats $15 less than my usual price. Just let me know that you read about it here and that youre a fan of the Amazing Michelles. Email me at maggie@maggieroseonline.com. Happy decorating, and good luck in your creative endeavors! ************************************************************************************************************** Get Danielle LaPorte’s Nuggets of Genius in your own home, on your own time.   The Digital Firestarter Sessions from my “cult leader” have launched! What’s your Joy Equation? Find out with Molly Hoyne’s Pay-What-You-Can-Afford Program!

Saturday, April 18, 2020

Ideas, Formulas and Shortcuts for Resume Writing Service for Graduate Students

Ideas, Formulas and Shortcuts for Resume Writing Service for Graduate Students Top Resume Writing Service for Graduate Students Choices When it has to do with working with professionals, the best course of action would be with us. Whether you're a fresh graduate who has no professional experience, or a pro who is searching for a resume update, you can rely on our reliable services to supply you with what you're looking for. It is possible to depend on us because we've helped hundreds of different men and women get the jobs they've always dreamt of. A lot of people don't like their present job or career. Definitions of Resume Writing Service for Graduate Students Admissions officers look past a lot of resumes during application time, and that means you want to allow it to be simple for them to observe why you'd be a terrific fit. If students want to get ready for the work search process, my recommendation is they do a self-assessment, he explained. Have a look at our guide to everything you want to know more about the GRE, including how much time it is, what it covers, and the way you should prepare. Have a look at our guide to learn exactly when you should choose the GRE so as to acquire your very best score! Whether you're looking for a resume, a CV or a cover letter, you can trust us. Furthermore, you can find out more about IT careers on Monster. Our professional experts will allow you to get the job that you've always desired. A professionally written resume or CV provides a ton more than simply listing your skills in a typical way. A fresh graduate of Public Administration currently searching for an entry-level customized service position to help in the very best way possible in controlling the stream of restricted goods into and out of the nation. It is necessary for candidates to get the most out of resume samples and practical guidance when producing their student resume so as to ensure they highlight their abilities and potential in l ieu of deficiency of experience. The procedure is easy and straightforward. Like many companies, grad programs get a lot of applications, so they require a speedy and very clear means to observe why you'd be a very good fit for their program. The Downside Risk of Resume Writing Service for Graduate Students If you're thinking about attending grad school, you are probably going to need to take the GRE. Since our writers communicate with the students during each step of the writing process, students don't feel left from the procedure. For instance, if you tutored other students as an undergrad and think which will help show you can teach nicely as a graduate assistant, you can incorporate that. Students may pick up informational material and ought to be ready to leave their resumes. All you have to do is consult with an expert customized essay writing service like ours that is guaranteed to submit all of your assigned work in time. Use private writer-customer communication to deal with any issues you face. Our 20 templates offer you examples for most instances you could face. Utilizing a student resume template can help save you time and effort and offer you ideas on which sections to include and the way to complete them as a way to pull in the ideal employers. If you aren't pleased with your essay, you're guaranteed to have a complete refund! Now you've made a payment, don't hesitate to monitor the advancement of your purchase. Please be aware that students with a TA guarantee will be provided priority. Resume Writing Service for Graduate Students Secrets A graduate school admission essay is a kind of work you cannot do very well without some preliminary experience, and the majority of people don't get a whole lot of chances to practice doing it in their career. If you are thinking about where to receive a professional resume or cover letter, then you've come to the perfect spot. You may seek the services of the ideal writer for your paper a nd become desired grade. As stated above, you need to highlight your accomplishments in your resume, and that should assume the better part of the space.

Monday, April 13, 2020

Fraud, Deceptions, and Downright Lies About Rn Resume Sample Exposed

Fraud, Deceptions, and Downright Lies About Rn Resume Sample Exposed The New Angle On Rn Resume Sample Just Released Whatever you're looking for in a nursing resume, you're guaranteed to get the best samples in our site. Perhaps while trying to find examples you noticed poor samples throughout the internet. Due to sample nurse resume templates, you don't have to compose your CV from scratch. The Chronicles of Rn Resume Sample The subject of information technology grows more important each and every day. How to manage your skills There are lots of strategies to deal with the skills section on your resume, and you're able to read our full skills section writing guide here. Understanding how to tailor your resume will obviously provide you an advantage. Make certain you have a minumum of one case of a time you demonstrated every one of the top five skills listed here. If you anticipate writing a new grad RN resume, it is better that you start with searching for a sample to fo llow. For instance, you might attempt to send out a particular number of resumes each week. The following ideas can assist you with your work search. Job seekers deserve to discover decent content quickly. Getting help online for resume writing was never a simple decision because there are too many businesses offering the exact same services. 1 advantage for employers to internet resumes is the considerable cost saving in comparison to traditional hiring methods. Writing a resume for employment in the art industry can be difficult. Do not include complete address as it's absolutely redundant on your resume. The recruiter shouldn't be confused and wonder about the info in the resume. Following that, it's no longer current info. Frequently, totally free resumes end with a list of referees who might be called upon in order to supply some information about you. Meanwhile, you necessitate a job as an LPN. Nurses must have a lot of health expertise, and will need in order t o carry out certain procedures (like giving vaccinations and drawing blood). While they are not typically responsible for diagnosis, the doctor might not be present when the change happens, or when the patient shares the information. An excellent nurse can empathize with patients and knows the way to create the experience more comfortable and pleasant. The Key to Successful Rn Resume Sample Don't neglect to highlight certain skills you have which are linked to the work description, along with accomplishments you've achieved and tasks you've managed. You may also opt to design high-quality resumes for industrial purposes. Obviously, each job will call for various abilities and experiences, so make certain you read the job description with care and concentrate on the skills listed by the employer. If you're attempting to obtain work in accounting or finance you require averystrong resume. Introducing Rn Resume Sample Nursing is among the super prestigious and most sought-aft er professions in america. Since you are searching for a new grad RN resume to apply for employment in the usa, you may want to check out what we have to offer on our site. Locating a job in the medical industry won't be difficult if your New Grad Nursing resume has all of the essential details on your abilities and other qualifications.

Saturday, March 14, 2020

How to Address an Employment Gap - Your Career Intel

How to Address an Employment Gap - Your Career IntelLeaving a job under less than ideal circumstances is tough. Whether you were laid off, fired, or had to quit for personal reasons, explaining this employment gap during an interview can be tricky. Given the well-documented bias against hiring the unemployed, its natural to worry about breaking back into your industry.Heres the good nachrichtensendung Ive coached many candidates through this type of situation, and theyve all gone on to land exciting new roles. My secret? It all comes down to how you talk about this career break. The right words, details and attitude will put you in control of your professional narrative and can make landing your next position an easier process.As you prepare to address an employment gap, keep unterstellung four pointers in mindLeave the drama behind.Ive worked with professionals who have left positions for a wide variety of reasons. Some needed to care for an ill parent or child. Others left companie s that were filing for bankruptcy. A few even had co-worker conflicts that were worthy of a reality TV show. While the drama may be fresh in your mind, your future employer doesnt want or need to hear about it. When youre ready to start interviewing again, write out a concise explanation that explains why you left. Dont get bogged down in the details your explanation should be no mora than three to four sentences. Practice repeating these lines until you can speak about your departure calmly, professionally and without emotion.Focus on your future.Theres a line from Macbeth that I love Things without all remedy / Should be without regard whats done, is done. Whatever happened in your past role, leave it there. Perhaps you felt you were treated unfairly or are still upset that you were passed over for a promotion. While you may feel like a victim, this negative attitude will only hurt you during an interview. Take what lessons you can from the situation and then focus on your futur e.Choose your words carefully.During an interview, you have limited time to make a positive impression. When your resume has gaps in employment or you have to disclose that you were made redundant, you have to work even harder to make a good impression. Focus on your skills and emphasize that youre ready to work. If youre interviewing for a senior role at the C-level, be careful not to say anything to indicate that youre close to retirement or are looking for one last opportunity.Project a positive attitude.I work with senior level hires, and for professionals at this level, it may take six months or longer to find their next role. These professionals are usually driven, Type A personalities who dont like being out of work, and they can become frustrated and discouraged by a lengthy search process. When they do land an interview, this frustration can sometimes spill over. They can come off as anxious, tense or even a bit desperate, which will only make addressing the employment gap mora difficult. Even if youre frustrated with the search process, always project a positive attitude during each interview. It will be easier to build a strong rapport with the hiring manager and youll keep the focus on your potential contributions to this company, not your previous employment history.In todays candidate-driven market, the odds of landing a new position are in your favor, even if youre out of the workforce a bit longer than expected. Leave the drama at the door, craft a straightforward explanation for the employment gap and stay focused on your future. The process may feel long now, but once youre busy with your next position youll wish youd enjoyed the time off a bit moreHave you had to leave a job under less than ideal circumstances? I invite you to share more about how this experience impacted your job search in the comments below.

Monday, March 9, 2020

What Not to Include in a Resume 15 Things to Remove Right Away

What Not to Include in a Resume 15 Things to Remove Right Away 15 Things You Should Not Include in a ResumeRemove behauptung unnecessary things from your resume right away.In todays competitive job market, employers receive approximately 250 job applications for every open position. Ninety-five percent of large organizations use software known as an applicant tracking system (ATS) to screen applications and eliminate the least qualified applicants.If your resume is among the lucky 25 percent of applications that make it past the dreaded bots, it totenstill must pass muster with the recruiter or hiring manager. With so many applications flooding their inboxes, its no wonder that the average recruiter skims a resume for only six seconds before deciding if the applicant belongs in the no pile.When your job application is facing the six-second resume test, its important to elend include information that will distract the hiring manager from seeing your true qualifications. But how do you decide what to include in a resume and what to delete? Below is a list of what you should not include in a resume. Use this checklist to review your resume and ensure your job application avoids the trash heap.1. Resume objective stellungnahmeWeve all seen those generic resume objective statements talk about a professional who is looking for opportunities that will allow me to leverage my skills. This vague statement is a waste of space on your resume because it doesnt help the reader quickly understand what type of position youre seeking and why youre qualified for such a role. Remove your run-of-the-mill objective statement and replace it with a professional summary also known as a career statement or career summary that delivers your elevator pitch. In approximately 35 lines, explain why youre a good fit for the position youre pursuing by summarizing your relevant qualifications and career achievements.RelatedHow Are a Resume Objective and a Resume Summary Different?2. Unprofe ssional emailThe email address keg.k1ng17domain.com may have been funny in college, but its inappropriate to use on your job applications and geschftliches miteinander cards. The same goes for shared family email accounts such as smith-family-est-2010domain.com and email addresses that are offensive or sexual in nature. Create a free email address with a provider like Gmail thats reserved exclusively for your job-search activities. Whenever possible, create an email address that incorporates your name as it appears on your resume and LinkedIn profile, as well as your credentials. For example jack.lyons.cpadomain.com.3. Full mailing addressGone are the days when it was required to include your entire mailing address on your resume. In fact, if youre trying to relocate for work, I recommend removing all location information unless you can provide a local address. If youre searching for work near your home, include your city, state, and zip code to show the hiring manager youre a local candidate. Do not include your street address, as its not necessary at this stage of the recruitment process, takes up extra space, and can be considered a security risk (think of all the places you upload or post your resume hello, identity theft).4. Multiple phone numbersThe more contact options you provide on your resume, the easier it is to miss an important message from a prospective employer. Avoid any confusion by streamlining your contact information. Include one and only one phone number on your resume. I suggest listing the number for your mobile phone so you can control the voice message, who answers each call, and when.5. Outdated or irrelevant social media profilesDo not include on your resume social media accounts that host unprofessional content, do not hilfe your current job goals, and are not regularly updated. If youre going to include the URL to a social media account on your resume, make sure it reflects your personal brand and serves to demonstrate why youre qualified for the job.In addition, create at least one professional online profile on sites like LinkedIn or GitHub (depending on your line of work) and include the link at the top of your resume. If you work in a creative field, consider creating an online portfolio or blog that has a mobile-responsive design so employers can access your site from any device.RelatedHow to Write a Powerful LinkedIn Profile Summary6. Personal detailsTheres no need to include personal information on a resume such as your social security number, marital status, nationality, sexual orientation, or spiritual beliefs. In fact, it is illegal for employers to ask for these personal details. If youre unsure whether to include a detail about yourself on your resume, consider if the information is relevant to the job youre targeting. If it doesnt demonstrate your qualifications for the role, it doesnt belong on your resume.7. HeadshotUnless youre a TV celebrity or your career requires a professional headshot, there is no reason why your resume should include a picture of you. Your photo will likely reveal your nationality, gender, or age among other factors that could inadvertently lead to discrimination. Theres no need to provide an employer with those details until theyve considered your application based solely on your qualifications. In fact, some recruiters have been known to automatically dismiss a candidate whose application includes a headshot because they dont want to be accused of discrimination.Also, some recruiters see candidates who include headshots as egocentric at best and lacking sound judgment skills at worst. 8. BuzzwordsWhile its important to include in your resume relevant keywords from the job descriptions that interest you, its not a good idea to stuff your resume full of fluffy buzzwords. Make sure you incorporate keywords in a way that sounds natural when you read your resume out loud. If you deliberately stuff keywords into your resume or use a bunch of annoy ing buzzwords, it will be painfully obvious to the recruiter not to mention a big turnoff.RelatedWords and Phrases to Remove From Your Resume Right Away9. PronounsWhile there is some debate within the resume-writing community, the generally accepted practice is to refrain from referring to yourself by your name or personal pronouns such as I, me, she, or he. Save the first-person point of view for your LinkedIn profile summary. Instead, write your resume in what is known as the absent first person, where all pronouns are dropped from the sentences.10. Elaborate formats and designsWhen it comes to selecting a design for your resume, less is more. Not only do elaborate designs and unconventional formats confuse most applicant tracking systems, but they also annoy recruiters who are accustomed to quickly scanning a resume for specific information they expect to find in particular spots within the document. Dont make recruiters hunt for the information they care about. Play it safe and stick to a clean resume design with a clear hierarchy. Not sure what works? Check out TopResumes library of free resume samples.11. Embedded charts and imagesWhile these design elements may look nice to the human eye, resumes with embedded images become a garbled mess, or get completely omitted from your application, after they pass through ATS. In addition, recruiters dont want to see a pictorial and rather subjective representation of your skills like the second resume I review in this video. Save your creativity for your online portfolio and dont include images in your resume.12. Spelling and grammatical errorsA recruiter survey by TopResume found spelling and/or grammatical errors to be the No. 1 resume mistake that could cost you the job. However, with a little effort, you can easily avoid this resume deal-breaker. Print your resume out in a different font, read it aloud, and ask someone with impeccable writing skills to edit your resume for grammar.Related5 Ways to Proofrea d Your Resume13. Too much of the pastIf youre new to the workforce, its time to remove all references of high school from your resume. Once youve been working for a few years in your desired field, you can pare down the details from your college experience. If youre further along in your career, limit the details of your work history to the past 15 years. Anything further back in time can be briefly mentioned in a career note or an abbreviated Earlier Work History section. Not only if this information considered less relevant because it took place so long ago, but listing it makes it challenging to stick to an appropriate resume length and can open your application up to age discrimination.14. Salary historySupplying your current or previous salary in your resume is not a great job-search strategy. If you include accurate information, then you might get low-balled when it comes to your starting salary. If you fudge your past earnings, then you risk getting caught in a lie and termin ated. In fact, as of April 2018, there are nine places in the U.S. where employers are no longer allowed to ask for your current or previous salary. Do yourself a favor and do not include this type of information in your resume.15. ReferencesDo not include a list of references or the line References available upon request on your resume. This information is not necessary at this stage of the application process and it wastes precious resume space. In addition, employers know that if you want the job, youll provide them with a list of references when they ask for them theres no need to state the obvious.What to include in your resumeNow that you know what not to include in your resume, take a second look at your resume to make sure it includes all the right elements to effectively tell your story and market your qualifications. Click on the following link to learn what 11 pieces of information every professional should include in a resume.Not sure if your resume includes any of thes e mistakes? Let us help Take advantage ofTopResumes free critique todayRecommended ReadingHow to Customize Your Resume for Each Job ApplicationThe Right (and Wrong) Ways to Show Personality in Your Cover Letter5 Signs Its Time to Hire a Professional Resume WriterRelated Articles

Sunday, January 5, 2020

4 Hiring Tips You Can Learn from the Marathon - Spark Hire

4 Hiring Tips You Can Learn from the Marathon - Spark HireThe super storm that ravaged the east coast this past week has been an ongoing source of grief, stress and anger. Sandy tore through the northeast and has left hundreds of people out of their homes and waiting for assistance. Although it is certainly one of the minor setbacks the city had to face, the New York Marathon was cancelled just two days before it was set to go on. The cancellation of one of the most popular runs in the country angered many runners that trained for months to participate. However, the marathon and its cancellation got Spark Hire thinking a lot about the similarities in training for a marathon and the hiring process many recruiters and employers must navigate.You may bedrngnis think that the two are at all comparable, but there are certain traits marathon runners must possess that correlate with the traits that hiring managers and employers must possess as well. As a result, here are four hiring tips yo u can learn from the marathon- cancelled or leid.EnduranceIts not easy running 26.2 miles at once. In fact, many people think that it is downright crazy. So its east to say that it takes great endurance to complete a marathon. You can say the same thing about the hiring process as well. It takes a lot of endurance to constantly search through resumes, contact qualified candidates and interview with them- be it through video interviews or in-person interviews. Hiring takes a lot of time and it comes with a lot of stresses as well. However, if you stick with it and pull through you will appreciate your accomplishments at the end of all of your hard work. For a hiring manager or employer, that includes seeing your new hire succeed and take off in the position you hired them for.Your endurance and failure to let unqualified or annoying job seekers bother you makes the road that much easier to follow. Plus, implementing video interviews into your hiring process will certainly make it muc h easier to endure the hardships of hiring. Since collaboration is easy with video interviews, it will certainly help you endure the hiring process.PatienceIts fairly obvious that running a marathon takes some time. It takes much discipline and even more patience. You can certainly go out and try to run a marathon on the spot, but chances are you would not succeed. Training for a marathon takes months, and marathon runners must have a lot of patience with themselves. To top it off, all of that training is just for a few hours of one day. The hiring process isnt much different from that. As hiring manager you are reviewing possibly hundreds of resumes, speaking with handfuls of candidates and meeting with a select few. This process is not only tedious, but very time-consuming as well. Much like training for a marathon, hiring a new employee takes a lot of time. If you do not have the patience to adequately ruffle through resumes and applicants, you may just lose itThis is another rea son why video interviews in the hiring process are such a great tool. When you replace phone interviews with one-way video interviews you are saving yourself loads of time and frustration. Instead of testing your patience to the max each time you have to hire new employees, utilize video interviews.Focus on GoalsThe goal of most marathon runners is to finish. Some might be looking to finish in great time, but others just want to finish. When training gets difficult, the best runners focus on their goals and keep in mind why this run is so important to them. The same can be said for the hiring process. When you are looking to hire a new employee, you always want to keep the company goals in mind. If finding someone that is a great fit for corporate culture is very important, you cannot lose sight of that goal. Even if a candidates strong qualifications and experience distract you from the end goal, you have to remember what is most important for the company or department. A marathon can get very difficult, especially around mile 17, but remembering your goals helps. Hiring can get very tough at times too, but remember what you are looking for and stay focused on your goals.Best EquipmentYou wouldnt go out and run a marathon in old, holey shoes, would you? All signs point to no. You want to be sure you have the right equipment to complete the run. The same can be said for the hiring process as well. If you want to maximize your hiring and be sure you are doing the best you can, you need to use the correct tools to attract and find the best talent. Specifically, you want to be sure you are using video interviews in your hiring. You can get by without them, but if you do not utilize the power of video then you are not using the best tools for the job. Video interviews are part of the best hiring and screening tools, so be sure to use them in your hiring process.So you see, you can learn a lot about your hiring techniques from marathon runners all over the country. Endure the long hiring process, keep your patience, focus on your goals and always use the right tools and you will be on the road to great hiring.Do you think you can take some of these marathon tips and apply them to your hiring process? Let us know what you think in the comments section belowIMAGE Courtesy of Flickr by Martineric

Wednesday, January 1, 2020

TRICARE Prime Versus TRICARE Select

TRICARE Prime Versus TRICARE SelectTRICARE Prime Versus TRICARE SelectHealth care for military personnel and their families isnt something that gets much coverage in the media, which means that most civilians dont know very much about it. For military families, though, its a big deal. As with almost every other aspect of the military, budget cuts threaten to change the landscape of health insurance for military-affiliated families. TRICARE has been a benefit for many families and helps keep their medical expenses within budget. TRICARE offers two main plans with 15 different plan variants, making sure to offer plan options that have exactly what you need to get the best, and most affordable, healthcare for yourself and your family. TRICARE Prime and TRICARE Select offer two different approaches to healthcare. Each plan has its pros and cons, and the following comparison can help you make the best choice for your family. TRICARE Prime Active duty military members and their depende nts need to enroll in TRICARE Prime.Active duty families pay no enrollment fee, while retirees, their families and others must pay an enrollment fee ranging from $289 to $350 for individuals, and $578 to $700 for families. With TRICARE Prime, you can keep coverage costs to a minimum, while using a managed-care system. You arent required to pay a co-pay (out of pocket fee) or deductible, unless youre using the point-of-service option. In this case, youll have a single-person deductible of $300 or a family deductible of $600. If youre active duty, you wont be able to use the point-of-service option. If you want to use the no out-of-pocket option with TRICARE Prime, youll choose from a list of approved or designated providers, similar to a civilian HMO policy, where you can see only providers who are in the plans network. If you live on or near a base, this usually means going to the local military medical facility. Youll have somewhat limited options with this plan, especially if you or a family member has special medical needs. TRICARE Prime only offers availability in designated prime service areas, and you can find out which areas qualify by using the PlanFinderon the TRICARE website. In order to use the no-copay option under Prime, youll need an official referral if you need to see a specialist or other preferred provider. So, youll have mora paperwork and processing on Prime, but the savings may very well be worth it for your family. You just have to prepare yourself for a delay in care while you wait for referrals. If you need immediate, emergency care, youll have to spend a few seconds thinking about your options before you rush out the door. For example, TRICARE separates emergency and urgent care, and the coverage requirements are different under the plan. A visit to the emergency room for a life-threatening concern only warrants a post-event call to your program contractor. Alternatively, a visit to urgent care for a non-life-threatening but aserious i ssue (such as a broken ankle) does require a referral. The TRICARE Prime plan caps your costs, called a catastrophic cap, depending on your military status. For active duty family members, youll pay a maximum of $1,000, and all others pay a maximum of $3,000 to $3,500. TRICARE Select TRICARE Selectgives you the most freedom of choice and flexibility in your options for providers, but it also involves some additional out-of-pocket expenses. You have the choice to use a network provider or out-of-network provider, and you wont need to get a referral. However, you may leise need authorization for certain services, just as you would with most other insurance plans. You must enroll in this plan, and you may need to pay for some services up front and then file a claim yourself to get reimbursed. If you choose an in-network provider, they typically file claims for you. TRICARE Selectcan be great if you live on or near a base but dont want to use the local military medical facilities, o r someone in your family has special needs. TRICARE Standards out-of-network option can also come in handy if you live more than 30 miles from a military medical facility and dont want to drive long distances to take your children to the doctor. The program is available in all areas of the United States. You will pay an annual deductible on TRICARE Select,however, the rates are still very affordable compared to civilian insurance options. For example, for an E4 and below and on active duty or in the Guard/Reserve, your deductible can be $50 per person (but no more than $100 for the whole family). E5 and above can expect $150 per individual (but no more than $300 for the whole family). You will also be responsible for a percentage or share of certain services. Many preventative services dont require an out-of-pocket fee, however, you can expect to be responsible for anywhere from $15 to $28in-network or 20 percent to 25 percent for out-of-network provider visits. This plan features t he same catastrophic cap benefit level as the TRICARE Prime plan. Making the Right Choice For Your Family Both plans offer great options for active duty military personnel and their families. Establish your priorities for health care, and consider your long-term needs to help guide your research. Like any other decision regarding medical care, be sure to communicate directly with your insurance provider to get the most up-to-date information.